Fixed deposit rates
General and senior-citizen rates on a 1-year deposit, across major public and private banks.
| Bank | 1-yr general | 1-yr senior citizen | Min. deposit |
|---|---|---|---|
| State Bank of India | 6.80% | 7.30% | ₹1,000 |
| Punjab National Bank | 6.75% | 7.25% | ₹1,000 |
| Bank of Baroda | 6.85% | 7.35% | ₹1,000 |
| HDFC Bank | 6.60% | 7.10% | ₹5,000 |
| ICICI Bank | 6.70% | 7.20% | ₹5,000 |
| Axis Bank Popular | 7.00% | 7.50% | ₹5,000 |
| AU Small Finance Bank | 7.25% | 7.75% | ₹1,000 |
| Ujjivan Small Finance Bank | 7.40% | 7.90% | ₹1,000 |
Rates shown are indicative for planning comparisons and change often — confirm the current rate on the bank’s own website before opening a deposit.
Investment plans
Government-backed and market-linked options, ordered from most conservative to most growth-oriented.
Compare safe, government-backed schemes and market-linked plans to match your goals and risk appetite. Rates below are for the July–September 2026 quarter for small savings schemes.